This is the most affordable personal checking account that you'll find!

• No monthly service charges
• No per check fees
• No minimum balance
• Dividends earned on average daily balance
• Monthly itemized statements
• Initial supply of checks free
• Overdraft protection from savings is available.

Our Business Checking is designed to help keep your account simple, safe and secure. We will even give you access to a Specialist to help you determine what type of checks and accessories will best suit your business needs.

• No minimum balance requirements
• No monthly maintenance fees
• Earn dividends that are compounded daily
• Duplicate copy checks that provide you with a permanent record of every check you write. Payroll style checks are also available along with computer checks.
• Monthly statement updating your account
• A low .10 cent fee for each check deposited and each check cleared
• FREE overdraft protection from your savings account (up to six times per month)
• ATM access available

The Master Money^TM Card is an automated teller machine card and a Check Card combined. This card allows you to access your accounts from almost anywhere in the world 24 hours a day, 7 days a week.

As an ATM card, you can use this card anywhere you see the pulse, Money Station, or PLUS logos. You can withdraw up to 12 times per month from Dover-Phila FCU ATM Locations with no charge. If you direct deposit your pay, pension, or social security you will have 4 free transactions per month on pulse/MoneyStation machines not owned by the Credit Union.

The Check Card (Debit Card) portion of The Master Money^TM Card gives you the capability to access your checking account when buying goods or services from any establishment that accepts MasterCard. Present the Check Card to the retailer and the purchase amount will be deducted directly from your Dover-Phila FCU checking account just as if you had written a check. Best of all, there are no service charges when the Check Card is used to make purchases and most merchants allow you to receive additional cash back.

ATM Locations:

Our ATM's are conveniently located in the following places:
• Main Office
• Newcomerstown Branch, 5465 East State Road
• North Wooster Branch
• New Philadelphia Branch
• Discount Drug Mart (New Phila location)

Electronic Funds Transfer Fees

• Twelve (12) ATM withdrawals per month are free at Credit Union-owned ATM machines
• Four (4) ATM withdrawals per month from Non Credit Union-owned Money Station/Pulse machines are free of charge if payroll or ACH of at least $400.00 are directly deposited into the Credit Union.
• Credit Union ATM Withdrawal/Inquiry/Transfer fee:..........$1.00 each.
• Nonproprietary ATM Withdrawal/Inquiry/Transfer fee:..........$1.00 each.
• ATM transaction resulting in a negative balance fee:..........$20.00.