You may choose to have a portion or all your net pay automatically deposited from your paycheck. Payroll Deduction/Direct Deposit makes conducting business with us convenient and timesaving.

You can make arrangements to have your utility bills, insurance premiums, mortgage payments, and even car payments paid directly from your checking account each month on a specified date.

All of our locations offer a Night Depository for your after-hours convenience. Night Deposits are processed the following business day.

We provide this service at all locations for our members' convenience. Notary Service is free of charge.

P.A.L. can be reached 24 hours a day, 7 days a week by dialing: 330-364-8875. Enter your menu selection:

Specific savings or loan numbers are needed to complete these transactions. Please refer to your quarterly statement for your account number(s). You need to input your base account number initially. Enter your account number followed by the pound (#) sign. Enter your personal ID number.

The Master Money^TM Card is an automated teller machine card and a Check Card combined. This card allows you to access your accounts from almost anywhere in the world 24 hours a day, 7 days a week.

As an ATM card, you can use this card anywhere you see the pulse, Money Station, or PLUS logos. You can withdraw up to 12 times per month from Dover-Phila FCU ATM Locations with no charge. If you direct deposit your pay, pension, or social security you will have 4 free transactions per month on pulse/MoneyStation machines not owned by the Credit Union.

The Check Card (Debit Card) portion of The Master Money^TM Card gives you the capability to access your checking account when buying goods or services from any establishment that accepts MasterCard. Present the Check Card to the retailer and the purchase amount will be deducted directly from your Dover-Phila FCU checking account just as if you had written a check. Best of all, there are no service charges when the Check Card is used to make purchases and most merchants allow you to receive additional cash back.

ATM Locations:

Our ATM's are conveniently located in the following places:
• Main Office
• Union Hospital
• North Wooster Branch
• New Philadelphia Branch
• Discount Drug Mart (New Phila location)

Electronic Funds Transfer Fees

• Twelve (12) ATM withdrawals per month are free at Credit Union-owned ATM machines
• Four (4) ATM withdrawals per month from Non Credit Union-owned Money Station/Pulse machines are free of charge if payroll or ACH of at least $400.00 are directly deposited into the Credit Union.
• Credit Union ATM Withdrawal/Inquiry/Transfer fee:..........$1.00 each.
• Nonproprietary ATM Withdrawal/Inquiry/Transfer fee:..........$1.00 each.
• ATM transaction resulting in a negative balance fee:..........$20.00.